Health Insurance – Accompanying family members: spouse and children

Whether you are a student, a doctoral student or a researcher, if you come to France with your spouse and/or children, they must all be covered by health insurance from the moment they arrive in the country. This section explains whether, depending on your circumstances and theirs, they are entitled to state health insurance coverage, or whether they are required to take out private health insurance.

European (EU/EEA) or Swiss spouse and children

Before your family arrives in France, contact the health insurance office in your home country to find out whether each family member accompanying you will be entitled to coverage while they are in France through the European Health Insurance Card (EHIC), or whether they will need to obtain an S1 form to transfer their health insurance rights from their home country to France.
> Find out more about the European Health Insurance Card and the S1 form on the Cleiss website

If you are registered with the French state health insurance, you can ask for your children (aged under 18) to be covered by French state health insurance by having them added on to your account.
> Download the form for requesting addition of a minor child to an account ("Demande de rattachement des enfants mineurs à l'un ou aux deux parents assurés")
 
Good to know
If your spouse obtains a French employment contract during his/her stay in France, he/she must register with the French state health insurance system by completing a registration request form.

If they cannot remain covered by their home country’s health insurance system while they are in France, or benefit from the French state health insurance, you will have to take out private health insurance for them to cover their medical expenses in France.
> Taking out private health insurance

Spouse and children of a different nationality

If you have a “Passeport Talent” visa and a French employment contract

The request for registration with French state health insurance for your children and spouse must be submitted to the CPAM (health insurance organization) in Paris at the same time as yours, i.e. as soon as you obtain your employment contract.
If they arrive in France later than you, you can send their registration requests upon their arrival.

As is the case for yourself, you will have to download a form, fill it in, attach the supporting documents required, and send everything by post to:
Assurance maladie de Paris
SRI/talents
75948 Paris cedex 19
> The health insurance cover application form for your spouse ("Demande d'ouverture des droits à l'assurance maladie")
> The form for requesting addition of a minor child to an account ("Demande de rattachement des enfants mineurs à l'un ou aux deux parents assurés")
Allow 6 to 10 weeks for your application to be processed.

Other situations

If you yourself are entitled to French state health insurance
You can obtain coverage for your minor children (aged under 18) too, by sending the form requesting that they be added to your account to your health insurance organization.
> The form for requesting addition of a minor child to an account ("Demande de rattachement des enfants mineurs à l'un ou aux deux parents assurés")

Under certain conditions, your spouse could be entitled to French state health insurance. He/she can apply to your local CPAM (health insurance organization), by filling in an application form and submitting it along with the supporting documents requested.
> The health insurance cover application form for your spouse ("Demande d'ouverture des droits à l'assurance maladie")
 
Important
The processing times are long (at least 6 to 10 weeks). While you wait for your children and spouse to be registered with French health insurance, or if they are not entitled to it, they must take out private health insurance.
> Taking out private health insurance
If you yourself are not entitled to French state health insurance
You will have to take out private health insurance for your spouse and children to cover their medical expenses in France.
> Taking out private health insurance
Updated on  October 17, 2023