This insurance covers any damage or harm that you may cause to others by accident.
It is essential, and you may have to provide proof of it when you enroll at University if you are a student or doctoral student.
Taking out personal civil liability insurance
There are many organizations that offer civil liability insurance policies: student insurance providers, banks and insurance companies.
You can choose any of these options.
Good to know
Other insurance policies, such as comprehensive home insurance, may include personal civil liability guarantees: remember to check with your insurance company to avoid any overlap!
Cost of personal civil liability insurance
Personal civil liability insurance costs between 16 and 35 euros per person and per year.
Published on January 7, 2021 Updated on January 17, 2023
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